About The Thane Janata Sahakari Bank Limited:
The Thane Janata Sahakari Bank Limited was started in 1972. Today, the Thane Sahakari Bank Ltd (TJSB) is a leading name in the co-operative banking sector in multiple states of India. With close to 100 branches and 1 extension counter, you are never far away from a TJSB bank. You can find a TJSB bank in almost every part of the city. The TJSB branches are at Thane, Navi Mumbai, Nasik, Pune, Satara, Aurangabad, Kolhapur, Nagpur, Latur and also in Goa and Karnataka.
About IFSC Code:
Indian Financial System Code is given to every bank in India by the RBI. The IFSC code is similar to a postal pin code which helps to identify the bank easily for fund transfer etc. The IFSC is an alphanumeric code which is unique for every bank branch. The first four characters in the code are alphabets which indicate the name of the bank. After the four characters there is a zero, which is for future purposes in case the number of branches increase. The remaining six characters at the last indicate the branch of the bank.
So in case you want to transfer or receive funds to a bank account, then most banks ask for the IFSC codes. Especially, in the case of online fund transfers using NEFT or RTGS, the Bank IFSC code will be required along with the account number. For example, in case the person you want to send the money holds the account in Axis Bank, Ashok Nagar Branch, Bangalore City, you must get to know the code of Axis Bank, Ashok Nagar Branch, Bangalore City.
MICR Code and Its Uses:
Prior to the IFSC code, MICR (Magnetic Ink Character Recognition) codes were in prominence. These were mostly used by banks for speedy processing of cheques. It is a technology that recognizes characters printed using a special ink on the cheque leaves. These codes could easily be read by a machine. The RBI used the MICR code to identify the bank and branch for clearing tasks.
How do you find the IFSC code?
Look up the Internet
The easiest way to find the IFSC code would be to look for websites that provide you the IFSC codes. All you would need to do is to enter the bank name, branch and the keyword IFSC code in a search engine like Google or Bing etc. For example: In this case, you should enter Axis Bank Ashok Nagar Bangalore IFSC code. This would give you result of websites that have the IFSC code of the particular bank branch you requested for. Just click on any one of the search results to get the IFSC code.
In some cases, the website might not show you the correct IFSC code. In such cases, you have to choose the bank name and bank branch and the city from the drop down options in the website. Once you choose these details, the website will show you the IFSC code of the bank branch you want to transfer the funds.
Other ways to Find the IFSC Code:
If you use the internet banking, you can log into your account and initiate the fund transfer. Once you enter the account number, customer name, bank name, bank branch, the online banking will automatically pull up the IFSC code. In most cases, online banking also have the feature that helps you find the IFSC code.
You can also look up the cheque book leaves of the bank account you want to transfer the funds.
The Thane Janata Sahakari Bank Limited was started in 1972. Today, the Thane Sahakari Bank Ltd (TJSB) is a leading name in the co-operative banking sector in multiple states of India. With close to 100 branches and 1 extension counter, you are never far away from a TJSB bank. You can find a TJSB bank in almost every part of the city. The TJSB branches are at Thane, Navi Mumbai, Nasik, Pune, Satara, Aurangabad, Kolhapur, Nagpur, Latur and also in Goa and Karnataka.
About IFSC Code:
Indian Financial System Code is given to every bank in India by the RBI. The IFSC code is similar to a postal pin code which helps to identify the bank easily for fund transfer etc. The IFSC is an alphanumeric code which is unique for every bank branch. The first four characters in the code are alphabets which indicate the name of the bank. After the four characters there is a zero, which is for future purposes in case the number of branches increase. The remaining six characters at the last indicate the branch of the bank.
So in case you want to transfer or receive funds to a bank account, then most banks ask for the IFSC codes. Especially, in the case of online fund transfers using NEFT or RTGS, the Bank IFSC code will be required along with the account number. For example, in case the person you want to send the money holds the account in Axis Bank, Ashok Nagar Branch, Bangalore City, you must get to know the code of Axis Bank, Ashok Nagar Branch, Bangalore City.
MICR Code and Its Uses:
Prior to the IFSC code, MICR (Magnetic Ink Character Recognition) codes were in prominence. These were mostly used by banks for speedy processing of cheques. It is a technology that recognizes characters printed using a special ink on the cheque leaves. These codes could easily be read by a machine. The RBI used the MICR code to identify the bank and branch for clearing tasks.
How do you find the IFSC code?
Look up the Internet
The easiest way to find the IFSC code would be to look for websites that provide you the IFSC codes. All you would need to do is to enter the bank name, branch and the keyword IFSC code in a search engine like Google or Bing etc. For example: In this case, you should enter Axis Bank Ashok Nagar Bangalore IFSC code. This would give you result of websites that have the IFSC code of the particular bank branch you requested for. Just click on any one of the search results to get the IFSC code.
In some cases, the website might not show you the correct IFSC code. In such cases, you have to choose the bank name and bank branch and the city from the drop down options in the website. Once you choose these details, the website will show you the IFSC code of the bank branch you want to transfer the funds.
Other ways to Find the IFSC Code:
- Call the customer care
- You can ideally call up the customer care of the bank to find the IFSC code without any problems.
- Use your internet banking
If you use the internet banking, you can log into your account and initiate the fund transfer. Once you enter the account number, customer name, bank name, bank branch, the online banking will automatically pull up the IFSC code. In most cases, online banking also have the feature that helps you find the IFSC code.
- Look up the cheque book
You can also look up the cheque book leaves of the bank account you want to transfer the funds.